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The Retirement Trainer

Sep 3, 2020

In last week’s episode, we started a deep dive into annuities: what they are, how they work, and why they might (or might not) make sense in your retirement portfolio. If you haven’t yet, we recommend you listen to that episode first, then come back to today’s. 

More than anything else, you need to remember that whether you’re talking about stocks, bonds, mutual funds, exchange-traded funds, or, yes, annuities, there’s good and bad in everything. You need to make sure that you’re using the right tool for your situation and your family, because the wrong investment can get really, really ugly, no matter how “good” it might seem. 

Today, we continue our deep dive into why annuities may - or may not - be right for you. You’ll find out what questions we ask in our discovery process as we determine whether a client should leverage annuities, why being able to track and monitor your assets’ performance is so important, and discover the biggest problems facing retirees when it comes to annuities.

In this podcast interview, you’ll learn:

  • The four different types of annuities, why a pension is a type of annuity, and why principal is not guaranteed. 
  • Why it’s so important that you do the math before purchasing any financial product - and how crunching numbers can save you from financial distress years down the road. 
  • Why you want to get any guarantee pertaining to your benefits in writing.

Show Notes

To get access to today's show notes, including links to all the resources mentioned, visit

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